Find Your $0 Down
USDA Eligible Home.

Approximately 97% of areas in the United States could be eligible. Let’s find you a USDA home…

About Us

Why are we different from
everyone else that offers USDA Loans?

Over the years Americans have had the ability to purchase a USDA eligible home with $0 money down but unfortunately due to the restrictions of the USDA loan program not every home qualifies. In the past you would have to verify every property address to make sure the home is in an eligible area until now. USDAhomes.com provides homes that are USDA eligible, connects you with a “USDA Home Specialist” and a “USDA Loan Specialist” in your area.

Check Eligibility By State
Our Process

How to get started...

Create Account
It’s easy, create a FREE account
Search eligible homes
Save your favorites
Get Pre-Approved
Go see homes
Make Offer,
Offer Accepted!
Mobile App

USDA homes in your pocket

Download our app and search USDA eligible homes on the go.

Want a $0 Down USDA Loan?

There’s not much to say. Who doesn’t want a $0 Down USDA home Loan.
Let’s get started…

Benefits of a USDA Loans:
  • $0 Money Down
  • Flexible Credit Requirements
  • Low Mortgage Insurance
  • 97% of the US is eligible

    Get Pre-ApprovedConnect with a USDA Loan Specialist.

    Where are you looking to buy?

    What type of home are you looking for?

    Where are you in the home buying process?

    How do you plan to use your new home?

    Have you or your spouse served in the US military?
    Veterans and active US military may be eligible for a $0 down VA loan.

    Are you actively working with a real estate agent?

    Do you currently own a home?

    Do you plan to sell your current home before purchasing a new one?

    Is this your first time purchasing a home?

    What is your price range? Use the slider to select the price range of homes you're interested in
    (it's OK to estimate)

    $200,000 - $250,000

    $50k

    $2M+

    How much do you have for a down payment?(Not required for a USDA loan)

    $0 (0% Down)

    0%

    100%

    What is your current employment status?

    What is your household gross (before taxes) annual income?

    What is your credit score?

    Have you had a bankruptcy or foreclosure in the past 3 years?

    What is your name?



    What is your email address?This is required so we can email you information.

    What is your phone number?

    USDAhomes.com is NOT affiliated with any government agencies, including the U.S Department of Agriculture - USDAhomes.com Advertiser Information By submitting, I agree my information may be shared and that I may be contacted at this number (including through emails, and/or autodialed or pre-recorded calls or texts, carrier rates may apply) by participating lenders of the Trinity Marketing Enterprise, LLC network, even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy & policy and terms & conditions. I agree that my consent is not required or a condition of any purchase.

    What is the location of your property?

    What type of home do you have?

    Have you or your spouse served in the US military?
    Veterans and active US military may be eligible for a $0 down VA loan.

    What is the estimated value of your property?Use the slider to select the price range of homes you're interested in
    (it's OK to estimate)

    $200,000 - $250,000

    $50k

    $2M+

    What is the balance of your first mortgage?(It's OK to estimate)

    $200,000 - $250,000

    What is the interest rate of your first mortgage?(It's OK to estimate)

    4%

    Do you have a second mortgage?

    How much additional cash do you wish to borrow?(It's OK to estimate)

    $0 - $50,000

    What is your current employment status?

    What is your household gross (before taxes) annual income?

    What is your credit score?

    Have you had a bankruptcy or foreclosure in the past 3 years?

    What is your name?



    What is your email address?This information is so that one or more loan professionals can contact you about your mortgage needs.

    What is your phone number?

    USDAhomes.com is NOT affiliated with any government agencies, including the U.S Department of Agriculture - USDAhomes.com Advertiser Information By submitting, I agree my information may be shared and that I may be contacted at this number (including through emails, and/or autodialed or pre-recorded calls or texts, carrier rates may apply) by participating lenders of the Trinity Marketing Enterprise, LLC network, even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy & policy and terms & conditions. I agree that my consent is not required or a condition of any purchase.

    USDA Homes Near me

    $ 178,900 1105 S Ocean Blvd., Myrtle Beach, SC 29577,Price $178,900,2325683

    1105 S Ocean Blvd., Myrtle Beach, SC 29577

    $ 550,000 6076 Harmantown Rd Machipongo Virginia 23405

    6076 Harmantown Rd, Machipongo, VA 23405

    3
    2
    1,998Sqft
    Contact Agent
    $ 989,000 25487 Lankford Hwy, Cape Charles, VA 23310,Price $989,000,59705

    25487 Lankford Hwy, Cape Charles, VA 23310

    6
    4
    3,114Sqft
    Contact Agent
    $ 999,997 401 Bayside Avenue, Cape Charles, VA 23310,Price $999,997,59738

    401 Bayside Avenue, Cape Charles, VA 23310

    4
    4
    2,790Sqft
    Contact Agent
    $ 689,900 28a Turnberry Arch, Cape Charles, VA 23310,Price $689,900,59337

    28a Turnberry Arch, Cape Charles, VA 23310

    3
    3
    2,228Sqft
    Contact Agent
    $ 1,500,000 14121 Seaside Rd, Machipongo, VA 23405,Price $1,500,000,55874

    14121 Seaside Rd, Machipongo, VA 23405

    $ 299,000 7032 Diagonal St, Jamesville, VA 23398,Price $299,000,57939

    7032 Diagonal St, Jamesville, VA 23398

    3
    1
    984Sqft
    Contact Agent
    $ 889,000 406 Arnie's Loop, Cape Charles, VA 23310,Price $889,000,59693

    406 Arnie\'s Loop, Cape Charles, VA 23310

    3
    2
    2,400Sqft
    Contact Agent
    $ 974,500 415/417 Tazewell Ave, Cape Charles, VA 23310,Price $974,500,59593

    415/417 Tazewell Ave, Cape Charles, VA 23310

    4
    6
    3,400Sqft
    Contact Agent
    $ 895,000 3 Seay Ct, Cape Charles, VA 23310,Price $895,000,59623

    3 Seay Ct, Cape Charles, VA 23310

    4
    3
    3,300Sqft
    Contact Agent
    $ 1,100,000 629 Tazewell Ave, Cape Charles, VA 23310,Price $1,100,000,59491

    629 Tazewell Ave, Cape Charles, VA 23310

    7
    5
    4,564Sqft
    Contact Agent
    $ 850,000 2401 Old Cape Charles Rd, Cape Charles, VA 23310,Price $850,000,59354

    2401 Old Cape Charles Rd, Cape Charles, VA 23310

    6
    8
    4,012Sqft
    Contact Agent