Interested in a USDA Home or USDA Loan?

Find Your $0 Down
USDA Eligible Home.

Approximately 97% of areas in the United States could be eligible. Let’s find you a USDA home…

About Us

Why are we different from
everyone else that offers USDA Loans?

Over the years Americans have had the ability to purchase a USDA eligible home with $0 money down but unfortunately due to the restrictions of the USDA loan program not every home qualifies. In the past you would have to verify every property address to make sure the home is in an eligible area until now. USDAhomes.com provides homes that are USDA eligible, connects you with a “USDA Home Specialist” and a “USDA Loan Specialist” in your area.

Check Eligibility By State
Our Process

How to get started...

Create Account
It’s easy, create a FREE account
Search eligible homes
Save your favorites
Get Pre-Approved
Go see homes
Make Offer,
Offer Accepted!

Your USDA Home Journey Starts Here

USDA Homes
Specialist

Our agents specialize in USDA homes. Let
theme help you find the perfect USDA eligible
home.

Connect with a USDA Home Specialist
USDA Property
Eligibility Map

Verify a property address and make sure it's
in a USDA eligible area.

Check USDA Property Eligibility
USDA Loans
Specialist

Our network of loan officers specialize in
USDA loans. They will make the loan process
smooth and seamless.

Connect with a USDA Loan Specialist
Mobile App

USDA homes in your pocket

Download our app and search USDA eligible homes on the go.

Want a $0 Down USDA Loan?

There’s not much to say. Who doesn’t want a $0 Down USDA home Loan.
Let’s get started…

Benefits of a USDA Loans:
  • $0 Money Down
  • Flexible Credit Requirements
  • Low Mortgage Insurance
  • 97% of the US is eligible

    Get Pre-ApprovedConnect with a USDA Loan Specialist.

    Next

    Where are you looking to buy?

    [address_geo_autocomplete* b_address id:address_geo_autocomplete-914 placeholder "City or Zip Code"]
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    What type of home are you looking for?

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    Where are you in the home buying process?

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    How do you plan to use your new home?

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    Have you or your spouse served in the US military?
    Veterans and active US military may be eligible for a $0 down VA loan.

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    Are you actively working with a real estate agent?

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    Do you currently own a home?

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    Do you plan to sell your current home before purchasing a new one?

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    Is this your first time purchasing a home?

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    What is your price range? Use the slider to select the price range of homes you're interested in
    (it's OK to estimate)

    $200,000 - $250,000

    $50k

    $2M+

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    How much do you have for a down payment?(Not required for a USDA loan)

    $0 (0% Down)

    0%

    100%

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    What is your current employment status?

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    What is your household gross (before taxes) annual income?

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    What is your credit score?

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    Have you had a bankruptcy or foreclosure in the past 3 years?

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    What is your name?



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    What is your email address?This is required so we can email you information.

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    What is your phone number?

    USDAhomes.com is NOT affiliated with any government agencies, including the U.S Department of Agriculture - USDAhomes.com Advertiser Information By submitting, I agree my information may be shared and that I may be contacted at this number (including through emails, and/or autodialed or pre-recorded calls or texts, carrier rates may apply) by participating lenders of the Trinity Marketing Enterprise, LLC network, even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy & policy and terms & conditions. I agree that my consent is not required or a condition of any purchase.

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    What is the location of your property?

    [address_geo_autocomplete* r_address id:address_geo_autocomplete-914 placeholder "City or Zip Code"]
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    What type of home do you have?

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    Have you or your spouse served in the US military?
    Veterans and active US military may be eligible for a $0 down VA loan.

    BackNext

    What is the estimated value of your property?Use the slider to select the price range of homes you're interested in
    (it's OK to estimate)

    $200,000 - $250,000

    $50k

    $2M+

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    What is the balance of your first mortgage?(It's OK to estimate)

    $200,000 - $250,000

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    What is the interest rate of your first mortgage?(It's OK to estimate)

    4%

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    Do you have a second mortgage?

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    How much additional cash do you wish to borrow?(It's OK to estimate)

    $0 - $50,000

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    What is your current employment status?

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    What is your household gross (before taxes) annual income?

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    What is your credit score?

    BackNext

    Have you had a bankruptcy or foreclosure in the past 3 years?

    BackNext

    What is your name?



    BackNext

    What is your email address?This information is so that one or more loan professionals can contact you about your mortgage needs.

    BackNext

    What is your phone number?

    USDAhomes.com is NOT affiliated with any government agencies, including the U.S Department of Agriculture - USDAhomes.com Advertiser Information By submitting, I agree my information may be shared and that I may be contacted at this number (including through emails, and/or autodialed or pre-recorded calls or texts, carrier rates may apply) by participating lenders of the Trinity Marketing Enterprise, LLC network, even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy & policy and terms & conditions. I agree that my consent is not required or a condition of any purchase.

    Back

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    USDA Homes Near me

    $ 1,250,000 925 Eagle Point Road, Heathsville, VA 22473,Price $1,250,000,106079

    925 Eagle Point Road, Heathsville, VA 22473

    4
    2
    2,916Sqft
    Contact Agent
    $ 1,795,000 5770 Peaceful Way, Jamesville, VA 23350,Price $1,795,000,57990

    5770 Peaceful Way, Jamesville, VA 23350

    4
    4
    4,140Sqft
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    $ 184,900 182 Barricks Mill Rd, Topping, VA 23169,Price $184,900,10488018

    182 Barricks Mill Rd, Topping, VA 23169

    1
    1
    Contact Agent
    $ 316,500 0000 John Clayton Memorial Highway, Gloucester County, VA 23061,Price $316,500,2312711

    0000 John Clayton Memorial Highway, Gloucester County, VA 23061

    3
    2
    1,304Sqft
    Contact Agent
    $ 295,000 230 Taylor Avenue, Urbanna, VA 23175,Price $295,000,113916

    230 Taylor Avenue, Urbanna, VA 23175

    2
    3
    1,692Sqft
    Contact Agent
    $ 875,000 19 Charlestown Drive, Cape Charles, VA 23310,Price $875,000,58106

    19 Charlestown Drive, Cape Charles, VA 23310

    4
    6
    3,800Sqft
    Contact Agent
    $ 695,000 8220 Wellington Neck Rd, Franktown, VA 23354,Price $695,000,57785

    8220 Wellington Neck Rd, Franktown, VA 23354

    3
    3
    2,502Sqft
    Contact Agent
    $ 414,900 5801 Bridlewood Rd. North Myrtle Beach South Carolina 29582

    5801 Bridlewood Rd., North Myrtle Beach, SC 29582

    3
    2
    1,384Sqft
    Contact Agent
    $ 899,500 614 Strawberry St, Cape Charles, VA 23310,Price $899,500,58058

    614 Strawberry St, Cape Charles, VA 23310

    3
    4
    1,870Sqft
    Contact Agent
    $ 599,000 1248 Steamboat Lane, Heathsville, VA 22473,Price $599,000,113651

    1248 Steamboat Lane, Heathsville, VA 22473

    3
    3
    1,511Sqft
    Contact Agent
    $ 1,295,000 3983 Black Stump Road, Weems, VA 22576,Price $1,295,000,113702

    3983 Black Stump Road, Weems, VA 22576

    4
    4
    3,925Sqft
    Contact Agent
    $ 695,000 161 Parrotts Creek Lane, Water View, VA 23180,Price $695,000,113926

    161 Parrotts Creek Lane, Water View, VA 23180

    3
    2
    1,800Sqft
    Contact Agent