USDA Eligibility Map – USDA Homes

USDA Eligibility Map - USDA Homes

USDA Eligibility Map – USDA Homes

940 s north view circle cir
woodland hills, 84653

6Bedroom(s)
4Bathroom(s)
13Parking(s)
288Picture(s)
0.55Acre
Home for the Holidays! Gorgeous custom home in beautiful Woodland Hills. Stunning views of the valley, lake and mountains. The architect and designer worked together to make sure no detail was overlooked. Great open floor plan that takes advantage of views from every room. On-trend designer finishes for a complete cohesive package. Main floor has a beautiful entry with an office off the entry.
$2,750,000

1148 coldiron heights
baxter, 40806

4Bedroom(s)
6Bathroom(s)
279Picture(s)
7,035Sqft
This home is a perfect mix of elegance and comfort.
$604,000

960 w 800 n
tremonton, 84337

3Bedroom(s)
2Bathroom(s)
2Parking(s)
246Picture(s)
1,626Sqft
A traditional home with a modern layout perfect for you and your family, The Lyndhurst is easy to call home. With 3 beds and 2 baths, an open-concept main living space. Enter in to find a charming front living room to greet you in and take a few steps into a hallway towards the bedrooms and bath.
$419,990

857 n 960 w
tremonton, 84337

3Bedroom(s)
2Bathroom(s)
2Parking(s)
244Picture(s)
1,626Sqft
A traditional home with a modern layout perfect for you and your family, The Lyndhurst is easy to call home. With 3 beds and 2 baths, an open-concept main living space. Enter in to find a charming front living room to greet you in and take a few steps into a hallway towards the bedrooms and bath.
$419,990

1758 s 270 w
salem, 84653

4Bedroom(s)
3Bathroom(s)
2Parking(s)
235Picture(s)
3,925Sqft
One of our most popular floor plans designs, everything about The Sumac 2-story floor plan is stunning with 4 beds and 2.5 baths. Walk through the entrance to see floor to ceiling windows in the family room, which bring plenty of natural light into the space, for a bright and cozy space leading into the kitchen and dining.
$684,990

1758 s 270 w
salem, 84653

4Bedroom(s)
3Bathroom(s)
2Parking(s)
227Picture(s)
4,447Sqft
The breathtaking Remington 2-story floor plan is an open-floor plan dream with 4 beds and 2.5 baths. Upon entry you'll walk into the main living area with floor to ceiling windows bringing in plenty of natural light and beauty. A gourmet kitchen with easy access from the garage features a walk-in pantry and lots of counterspace for your cooking needs.
$729,990

1758 s 270 w
salem, 84653

3Bedroom(s)
3Bathroom(s)
2Parking(s)
225Picture(s)
3,805Sqft
With a modern and functional design, The Summerlyn rambler is a fan favorite and for good reason. Featuring 3 beds and 2-2.5 baths, with an open-concept main living space. With an exquisite owner's suite, showcasing a spacious walk-in closet and owner's bath. Convenient closet space is also designed throughout.
$649,990

2102 atlantic drive
princeton, 75407

4Bedroom(s)
3Bathroom(s)
2Parking(s)
215Picture(s)
2,619Sqft
New home plan by Ashton Woods offers a front porch, elevated foyer, open living, and room for all family members. Enjoy afternoons on the front porch which opens to an elevated foyer just steps from a generous flex room which may be utilized as a formal dining area or optioned as a home office.
$421,990

2551 crow valley rd
dalton, 30720

6Bedroom(s)
14Bathroom(s)
200Picture(s)
16,044Sqft
Majestic Chateau: A Biltmore-Inspired EstaternrnEntering the gates of this exquisite property is an experience of it's own. As you wind through the tree lined driveway you are captivated by the meticulously manicured grounds, and then suddenly you see a beautiful French Country masterpiece that is absolutely breathtaking.
$11,000,000

5803 county rd 209 s
green cove springs, 32043

5Bedroom(s)
5Bathroom(s)
200Picture(s)
5,762Sqft
Welcome to Big River Ranch! Southern charm on the St. John's River just 6 miles south of where the new First Coast Expressway will connect to the Shands Bridge. This property is part of an incredible historical story of a Fort George home that was moved and completely updated to its elegance today.
$3,400,000

9090 sw 113th avenue
lake butler, 32054

4Bedroom(s)
2Bathroom(s)
200Picture(s)
2,726Sqft
Unique Country home on 9.2 Acres with approximately 6,000 sf under roof. Bring your horses, cattle, or as being used now..grow corn, hay, or soybean. This home has a full RV hook up. Home has endless possibilities inside for more room, man caves ect. Currently there is a bunk room with two twin beds, an additional room used as a large office, another large room used as a closet.
$749,900

0 little huston brook road
concord twp, 04920

1Bedroom(s)
1Bathroom(s)
200Picture(s)
445Sqft
Just Completed a new access point to this marvelous property, The seller just completed a parking lot and a new bridge over the stream on its own land .Previously land was a right of way and parking was on another person 's land land Imagine you are a professional building contractor. You come across the perfect 100 acre parcel of prime hunting land.
$350,000

1766 river breeze dr
soddy daisy, 37379

3Bedroom(s)
4Bathroom(s)
199Picture(s)
2,632Sqft
Welcome to River Breeze, an exclusive Core Homes community in Soddy Daisy. River Breeze is a luxury, lake-front community of thoughtfully designed, well-appointed homes on generous homesites, many measuring one acre. You'll appreciate the coastal inspired home designs with expansive porches and outdoor living areas. River Breeze, Lot 21, is the Calloway plan.
$789,000

1210 alydar drive
mahomet, 61853

4Bedroom(s)
4Bathroom(s)
4Parking(s)
196Picture(s)
2,857Sqft
We're so excited to bring this to the market! Custom, quality built, brick two story home in Mahomet. Prominently positioned on a half acre, corner lot in the sought after Conway Farms Subdivision. Attractive curb appeal with a spacious front yard, professional landscaping and a welcoming, covered front porch.
$518,900

253 e bannerville road
palatka, 32177

5Bedroom(s)
3Bathroom(s)
196Picture(s)
2,226Sqft
Welcome to the locally know ''Bannerville Oaks Farm'', a sprawling 20-acre haven with a history of hosting memorable events, from enchanting weddings to delightful baby showers, Mother's Day tea parties, Glamping, Agricultural events, and more. This picturesque farm is not just a property; it's a canvas for countless cherished moments and future endless opportunities.
$798,000

2102 atlantic drive
princeton, 75407

5Bedroom(s)
3Bathroom(s)
2Parking(s)
192Picture(s)
3,155Sqft
New home plan by Ashton Woods features an open concept kitchen, living and breakfast area. Enjoy open kitchen-living-dining in the heart of the home plus a formal dining room just off the foyer.
$447,990

2015 camberle court
forsyth, 31029

4Bedroom(s)
3Bathroom(s)
2Parking(s)
188Picture(s)
2,599Sqft
Love at First Sight!. Step into the Foyer with Soaring 2 Story Ceilings, Formal Dining Room Boasting Tons of Detail. Large Great Room featuring Wood Burning Fireplace & Tons of Room for Entertaining. The Well-Equipped Kitchen has plenty of Stylish Cabinetry, Granite Countertops, Tiled Backsplash & Stainless Appliances.
$439,900

861 long branch rd
rising fawn, 30738

5Bedroom(s)
5Bathroom(s)
187Picture(s)
6,307Sqft
861 Long Branch is a one of a kind estate that embodies the deeper longings of the human spirit. A timeless experience of tranquility, elegance, beauty, and nature in the pristine setting of farmland, forest, and mountain landscape. This English-estate style home is situated on just over 11 acres that are largely cleared and inclusive of a private, 2.
$2,700,000
167,392 Results returned.Per Page

If you’re like most home buyers, the first thing you do when house hunting is checking out the neighborhood. And if you’re looking in a certain area, chances are you want to know if the home you’re considering is eligible for USDA financing. The good news is that there’s an easy way to find out. USDA eligibility maps can be a valuable resource in your house hunt. Knowing which areas are eligible for USDA financing can help you focus your search and save time. Keep reading to learn how to use the maps and find the right property for you.

USDA Property Eligibility Map: An Overview

The USDA eligibility map is used to check property eligibility, which is one of the two main USDA loan qualification requirements. The other requirement is that the borrower’s income must not exceed the maximum USDA income limits for their area.

To use the USDA loan map, enter the address of the property into the search box above. This will bring up a map of the area, with color-coded shaded areas indicating whether or not the property is eligible for a USDA loan.

Properties that are located in areas that are not eligible for USDA loans are colored in red on the map, while properties that are located in eligible areas are colored in green. In order to qualify for a USDA loan, the property must be located in an eligible area.

It is important to note that the USDA eligibility map is subject to change and that some areas may become ineligible for USDA loans in the future. For this reason, it is advisable to check our website regularly to ensure that the property you are interested in is still eligible for a loan.

Property Eligibility Requirements for USDA Loans

The United States Department of Agriculture (USDA) sets the eligibility requirements for properties that can be purchased with a USDA loan. To be eligible for a USDA loan, the property must be located in a designated rural area as defined by the USDA. The property must also meet certain income and credit requirements, as well as other conditions.

To be eligible for a USDA loan, the property must:

– Be located in a designated rural area as defined by the USDA

– Borrower must meet certain income requirements

– Borrower must meet certain credit requirements

– Property must be owner-occupied

– Be a single-family home, manufactured home, or condominium unit

– Borrower must have a maximum loan amount that does not exceed the USDA’s loan limit for the area

Income requirements for a USDA loan are based on the household’s size and the county in which the property is located. Credit requirements for a USDA loan are generally the same as for other types of loans but may vary depending on the lender.

Areas considered Rural by USDA

Rural areas are those that have a population density of less than 100 people per square mile. This includes both incorporated and unincorporated areas. USDA considers both rural and urban areas when determining eligibility for its programs.

USDA’s Rural Development program offers loans and grants to help with housing, business, and infrastructure development in rural areas. To be eligible for these programs, an area must have a population of less than 20,000 people. USDA’s definition of a rural area is based on Census data.

Steps to use the USDA Eligibility Map from USDAhomes.com

Begin by using the USDA home loan eligibility map and following these steps to find a home that meets your criteria:

1. Enter the address of the property into the “Enter Your Address” search box above the United States Map and click the orange search icon.

2. Next, the property validation will begin based on the specific property address.

3. Once the address is validated the map will should if the property is eligible or not.

4. Once you have found an eligible address this means that the home is eligible for a USDA loan and you can also view other USDA eligible homes for sale near by.

5. If the property is in our data base you will be directed to the property details page. This will bring up information such as the property address, list price, number of bedrooms and bathrooms, square footage, year built etc.

6. If you want even more information or to see the property you can click on “Request a Visit”, “Schedule a Call” or “Contact Agent” on the property details page.

7. To see if a particular home is eligible for a USDA loan, click on the “Get Pre-Approved” button. This will bring up a form that you can fill out with your contact information and the address of the property. A USDA loan specialist will then get in touch with you for final determination of the property’s eligibility.

Benefits of USDA loan program

USDA direct loans are a great option for those who are looking to buy a home that have very low income. Most USDA loans will be guaranteed not direct but both are available to first-time homebuyers and repeat buyers, and can be used to purchase either a new or existing home. The loan is ideal for household income groups.

There are several benefits to getting a USDA loan over a traditional loan, such as:

– No down payment is required

– Lower monthly payments

– More flexible credit requirements

– Mortgage insurance is really low

Comparing USDA Loans to Traditional Loans

USDA loans compare favorably to traditional loans in several key ways:

Down payment:

As mentioned above, you can get a Guaranteed or USDA direct loan with no money down, while most traditional loans require at least 3-5% down.

Monthly payments:

USDA loan payments are typically lower than traditional loan payments, and have competitive interest rates.

Credit requirements:

USDA loans have more flexible credit requirements than traditional loans, making them easier to qualify for.

Mortgage insurance:

You do have to pay mortgage insurance with a USDA loan, but its only .35% of the amount financed monthly.

Overall, USDA loans offer several advantages over traditional loans, making them a great option for those looking to buy a home with little money down. Contact us so you can get-preapproved with a USDA approved lender today to see if you qualify for a USDA loan.

Important Factors to consider before getting a USDA Mortgage loan

1. Location:

The first and foremost factor to consider while taking a mortgage is the location of the house. It is important to choose a property location that has good infrastructure and connectivity. The house should also be located in a safe neighborhood.

2. Budget:

It is important to have a clear budget in mind before taking a housing loan. One must consider all the associated costs such as appraisal, home inspection and closing costs.

4. Interest rate:

The interest rate is one of the most important factors to consider while taking a housing loan. A lower interest rate results in lower monthly payments and less interest paid

5. Prepayment charges:

Some loans have a prepayment penalty. This charge can be a percentage of the loan amount or a certain number of EMIs, whichever is higher. It is important to check for such charges before taking on such a loan. USDA loans do not have prepayment pentiles.

6. Processing fee:

Some lenders charge a processing fee for processing your loan application. This fee is generally a percentage of the loan amount and is generally non-refundable. It is important to check for such charges before taking a housing loan.

9. Credit score:

Your credit score is an important factor that determines your eligibility for a housing loan. A good credit score indicates your repayment capacity and improves your chances of getting a housing loan at a lower interest rate.

10. Down payment:

The down payment is the amount of money that you need to pay upfront while taking a mortgage loan. This amount is generally a percentage of the total loan amount and is paid at the time of taking the loan. A higher down payment results in a lower loan amount. However, the USDA home loan does not require a down payment, so its a win win if you qualify.