Usda Resources

What is a USDA Loan?

richardjohnson@uhm.com (Union Home Mortgage) — Thu, 02 Apr 2026 12:03:39 GMT

Dreaming of a home with more space, a quieter street, maybe a yard for the dog, and thinking "saving 20% down feels impossible"? You're not alone. That's exactly where a USDA loan can change the game. If you've wondered "What is a USDA loan?" or "Could I qualify for zero down?" this guide walks you through everything, step by step.

USDA Loan Refinance

richardjohnson@uhm.com (Union Home Mortgage) — Thu, 02 Apr 2026 12:01:57 GMT

If you bought your home with a USDA home mortgage, you probably loved the zero down payment and the low rate. But what happens when market conditions shift? That is where USDA Loan Refinancing Options come in. Maybe you have seen interest rate drops, want to remove the annual Guarantee Fee, or simply want to shorten your term. Refinancing can be a smart move when the timing and the numbers work.

USDA Loan FAQs

richardjohnson@uhm.com (Union Home Mortgage) — Thu, 02 Apr 2026 12:01:34 GMT

Thinking about buying a home with little to no money down? You've probably heard of USDA rural development loans, but what are they really, and do you qualify? In this guide, we'll answer the most-searched USDA Loan FAQs in plain English so you can decide if this government-backed loan is right for you.